BOOST YOUR ONLINE SALES WITH 3X OR 4X INSTALMENT PAYMENTS BY DEBIT OR CREDIT CARD
Accelerate the development of purchases on your website by offering payment in instalments. Your customers can pay by debit or credit card in instalments for amounts up to €4,000. Opt for simple, intuitive paths designed to integrate easily with your e-commerce site.
Facilitate your sales with an essential, simple, and fast solution
- For you
Guaranteed payment within 48 hours, full fraud coverage
Your customers can make their purchase in multiple instalments, while you will receive payment for the order within 48 working hours. We help you to increase the reliability of your sales by covering the risk of non-payment and fraud on your transactions.
- For your customers
Shopping baskets from €100 to €4,000
Give your customers the option of paying in 3 or 4 instalments for their shopping baskets between €100 and €4,000. You can decide to offer this payment solution with or without charges for your customers.
- For your customers
Instant response
With payment in instalments, your customers can pay for their purchases quickly and easily. They receive an immediate response, with no supporting documentation to provide and no obligation. The monthly instalments are then debited directly from the customer's card.
Payment in 3 or 4 instalments by debit or credit card
| Features | |
|---|---|
| Country | France |
| Basket amount | 100€ to 4 000€ |
| Duration | 90 days |
| Payment period | 48 hours |
| Set-up fee | 0€ |
| Customer path | |
|---|---|
| Response time | Immediate |
| Supporting documentation | None |
| Payment method | Debit or credit card issued in Metropolitan France, French overseas departments and regions, valid for more than 3 months. Visa electron, Maestro, Nickel, and E-carte Bleue cards are not accepted |
| Cancellation / Refund | Included |
| Guarantee/ Security | |
|---|---|
| Lender | Franfinance |
| Cover of unpaid amount | Included |
| Payment guarantee | Included |
| Fraud risk management | Included |
Payment in 3 instalments by debit or credit card
Customers located in France. Basket from €100 to €4,000
| Options | Customers fees | Your fees |
|---|---|---|
| No cost to your customer | 0 % | 3,4 % |
| Share the costs with your customer | between 0 % and 1,5 % | between 1,9 % and 3,4 % |
Payment in 4 instalments by credit card
Customers located in France. Basket from €100 to €4,000
| Options | Customers fees | Your fees |
|---|---|---|
| No cost to your customer | 0 % | 4,5 % |
| Share the costs with your customer | between 0 % and 1,5 % | between 2,3 % and 4,5 % |
Effective dashboards to manage your sales
- Track your KPIs
and benefit from insights to optimise your sales. - Track your transactions
and manage special cases (refunds, cancellations) - Export your data
and simplify your accounting reconciliation
Tools designed for intuitive, simplified integration
Standard integration via APIs or Plugins
Discover a modular, versioned API set, guaranteeing integration via Rest API.
You can also take advantage of Prestashop and Magento compatible plugins to enhance your functionalities
Technical documentation to get you started
Technical documentation is available to help you get started easily. It includes diagnostic help, sample code, and concrete integration use cases.
Dedicated support during integration
If you need help, contact our support team of experienced developers via a special channel. We'll support you responsively, from installation through to day-to-day management.
Why is Societe Generale launching an e-commerce platform ?
Societe Generale is launching the Scalexpert platform in order to provide a range of modular financial services to French merchants wishing to expand throughout Europe. The platform currently includes three initial building blocks: consumer loans, instalment payments, and extended warranties. It enables BtoC merchants to integrate and manage their financial solutions more easily, via unified APIs and CMS plug-ins. It will gradually be enhanced with additional services.
Our instalment payment partner :
Our other online financing solutions
Ready to start attracting new customers with SCALEXPERT ?
Mentions légales :
*FRANFINANCE, prêteur (SA au capital de 31 357 776 € - 53 rue du Port, CS 90201, 92724 Nanterre Cedex – 719 807 406 RCS Nanterre) - Intermédiaire en assurances - N° ORIAS 07 008 346 (www.orias.fr)"