OFFER BANK TRANSFER COLLECTION SOLUTIONS THROUGH A STRONG PARTNERSHIP BETWEEN FINTECTURE AND SOCIETE GENERALE
Fintecture reinvents the bank transfer payment experience by simplifying, securing and reconciling your cash receipts
Increase your sales with transfer solutions from our partner Fintecture
- SMART TRANSFER & IMMEDIATE TRANSFER
2 complementary solutions that make it possible, among other things, to circumvent bank card limits
Smart Transfer
- A bank transfer to a dedicated IBAN for each customer, reconciled and traceable in real time. This solution is ideal for BtoB sales.
Immediate Transfer
- A transfer by payment initiation (using Open Banking technology), with no IBAN to enter or interruption of the process.
Payment methods adapted to all your sales channels:
E-commerce, mail order, points of sale
Fintecture offers you all the advantages of transfer through its two solutions
 IMMEDIATE TRANSFER |  SMART TRANSFER | |||
|---|---|---|---|---|
| High payment limits | Included | Included | ||
| Immediate confirmation of payment to start ordering straight away | Included | If the transfer is made instantaneously | ||
A finance department freed from time-consuming tasks All your payments are identified and reconciled in real time. | Included | Included | ||
A decentralised view of your payments Relieve your accounting teams: all your teams can monitor the execution of transfers in real time | Included | Included | ||
| Protection against IBAN theft | Included | Included | ||
| Features | |
|---|---|
| Country | Your customers worldwide (SEPA and SWIFT) |
| Term | 12-month contract |
| Basket amount | Fintecture solutions are technically unlimited. The limit is linked to that of the transfer, so it depends on the payer's bank. |
| Payment term | Immediate or deferred depending on your use case |
| Payment guarantee | Included |
| Thanks to our trusted partnership, you benefit from the pricing conditions negotiated between Societe Generale and Fintecture | |
- Smart transfer
Optimise your payments with Smart Transfer
A bank transfer to a dedicated IBAN for each customer, reconciled and traceable in real time.
- Automated and simplified collection : Automatically reconciled transfers and real-time monitoring of the arrival of funds to validate your orders quickly, without having to call on your accounting departments.
- An identical customer experience : A traditional bank transfer on a real-time IBAN and better payment visibility.
- Immediate transfer
Generate additional sales with Immediate Transfer
A transfer by payment initiation without an IBAN to be entered or interruption of the process.
- Optimised collection : Choose the ideal payment method for high-value baskets: secure, irrevocable and more competitive, covering all your sales channels. You get an immediate payment confirmation, like a bank card payment.
- Simplified transfer: Offer your customers a seamless and secure experience: payment without IBAN entry, high ceilings and integration with over 3,000 banks.
- Sales channels
Payment methods adapted to all your sales channels
- E-commerce site : Improve your online conversion with a seamless payment method that complements your bank card.
- Remotely or at a point of sale : Create payment links without integration, by email, SMS or QR code from your Fintecture space.
FINTECTURE guarantees you more efficient and fully secure payments
100% automated reconciliation
Fintecture identifies the payer and the invoices attached to it in real time, regardless of the transfer method chosen by the customer.
Fight against payment fraud
Protect against the risk of IBAN fraud.
Thanks to Fintecture, you will no longer need to provide the details of your main bank account.
A 100% secure means of payment
Benefit from a solution regulated by the ACPR, adopted by market leaders, and distributed in partnership with Societe Generale
Fintecture's high-performance dashboards to monitor your sales in real time
- Track your KPIs
and benefit from insights to optimise your sales. - Track your transactions
and manage special cases (refunds, cancellations) - Export your data
and simplify your accounting reconciliation
Simplified integration of transfer solutions
Fintecture provides you with 3 integration methods :
- No code
a quick and easy way to offer payment links without the need for integration - Plugins
a rich list of available plugins (Prestashop, Magento, WordPress, Shopify, Oasis) - API/SDK
APIs to initiate and manage your transfers
Societe Generale partners with Fintecture to deliver the best experience in money transfer solutions
- Strong partnership between Fintecture and Societe Generale
Societe Generale has been distributing Fintecture solutions to its customers since 2021 Fintecture, the reference for payment by transfer for commerce
To meet your challenges particularly in BtoC or BtoB, high-value baskets, reconciliation.
Solutions valid in: e-commerce, in-store or remotely by payment link- An approved payment institution
A Fintecture-approved payment institution is regulated by the ACPR (no. 17248), owns its payment infrastructure and operates without an intermediary
FAQs
What is Fintecture ?
Fintecture is a French company specialising in bank transfer payments, offering innovative solutions for in-store and online shops. Supervised by Banque de France and regulated by the ACPR under no. 17248. Having its own payment infrastructure, operating without an intermediary, ensuring efficiency and security
Why is SG offering the Fintecture service?
SG has teamed up with Fintecture to offer its merchant customers high-performance, secure payment solutions. This partnership addresses a wide range of needs, including inter-company payments (BtoB) and high-value transactions, while ensuring easy reconciliation and enhanced transaction security. Fintecture's expertise and innovative technology will enable SG to enhance its service offering and better serve its customers.
How can I subscribe to Fintecture's solution?
First of all, our experts will support you in defining the best solution in line with your needs. We will then put you in contact with our partner Fintecture in order to finalise the subscription and activate the product in production.
How can I integrate Fintecture's solutions?
1. Consult the documentation: Visit our website at Integrate Fintecture payments | scalexpert API Docs (societegenerale.com) to access the detailed integration documentation.
2. Integrate with Fintecture tools: Use the means provided by Fintecture (no code, plugins or APIs) to integrate the payment solutions. Follow the steps and guidelines provided for seamless integration.
3. Test and deploy: After integration, perform tests to ensure everything is working properly before deploying into production.
READY TO LAUNCH TO ATTRACT NEW CUSTOMERS WITH SOCIETE GENERALE X FINTECTURE?
Fintecture | 5 avenue du Général de Gaulle, 94160 Saint-Mandé | SAS au capital de 144 596 € immatriculée au RCS de Créteil sous le numéro 834 500 548